Short Term Medical
What is Short Term Medical Coverage?
Short-term medical coverage is a type of temporary health insurance that covers you when you're between jobs or waiting to enroll in another plan. It's also known as "gap" or "bridge" insurance because it fills the gap between your current coverage and the start date of your new plan.
Short-term medical plans differ from traditional health insurance in several ways:
- They generally have high deductibles, which means you'll pay out-of-pocket for most services before your insurer will reimburse you for treatment costs. For example, if you get injured while skiing and need stitches at an urgent care clinic, short term medical plans typically won't cover any part of those bills until after paying out $5,000 (or more) from their own pocket first.
- Short term plans don't cover pre-existing conditions or ongoing chronic illnesses like diabetes or asthma--and they may not cover prescription medications at all!
How Can I Get the Best Short Term Medical Coverage Plan?
There are many factors to consider when choosing a short term medical plan. The first step is to compare different plans, and then choose the one that suits your needs best.
- Compare plans: You can find many different options online or through an agent. Consider what kind of coverage you need and how much it costs before making a decision on which plan is right for you.
- Consider your needs: If possible, try to avoid buying more than one type of insurance at once (e.g., health insurance). This will help keep costs down while also reducing confusion about which policy covers what services or procedures in case something happens while traveling overseas with no access to regular healthcare providers at home."
The Benefits of Short Term Medical Coverage
Medical coverage is a type of insurance that helps pay the cost of medical care. It can be provided by employers, government programs and/or private insurers. Medical coverage may include:
- Hospitalization (inpatient) - stays at a hospital or other institution for treatment
- Physician services (outpatient) - visits to doctors or other health professionals for diagnosis, treatment and follow-up care
- Prescription drugs and other non-hospital services such as physical therapy
Common Questions About Short Term Medical Coverage
How long does short-term medical coverage last?
Short-term medical insurance plans can be purchased for a period of time ranging from 30 days to 12 months. The length of the plan you choose depends on your specific needs and budget, as well as how long your employer's health plan will be in place before it expires. If you're unsure about which option is best for your situation, speak with an agent who can help guide you through the process.
Does short term medical coverage cover pre-existing conditions?
Yes! All major carriers offer plans that include coverage for pre-existing conditions (with some restrictions). However, if this is something that concerns or interests you then make sure to check out our article: "What Is A Pre-Existing Condition?"
How Can FreedInsure Help Me Get the Best Short Term Medical Coverage?
When you turn to FreedInsure, you can be sure that we'll help find the best short term medical coverage for your needs. We offer access to all of the top insurance companies and their plans, so there's no need for you to go through the hassle of shopping around on your own. Our experts will also help guide you through each step of the process so that getting covered is as easy as possible.
If there are any questions about how our services work or what kind of coverage might be right for you, don't hesitate to reach out! We're here with friendly customer service agents ready to answer questions and assist however possible--you won't find better support anywhere else in this industry!