✅ Licensed in 42 States • NPN 20230457

Health Insurance That Actually Saves You Money.

80% of uninsured Americans qualify for $0/month plans they don’t know about. FreedInsure finds the most affordable ACA, life, and supplemental coverage — 100% free. Same plans as Healthcare.gov, plus expert guidance.

10,000+
Members Enrolled
42
States Licensed
$0
Cost to You
See If You Qualify for $0/Month → 60-second subsidy check. No obligation.

Find Your Plan in 30 Seconds

3 quick questions → state-specific plans

Who needs coverage?
🔒 No email or phone required for estimate
What We Offer

Insurance for Every Stage of Life

From ACA Marketplace plans to life insurance and supplemental coverage — one advisor, one call, complete protection.

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ACA / Marketplace Plans

Plans from $0/month with subsidies. Pre-existing conditions covered. All 10 essential health benefits. Open Enrollment + Special Enrollment.

Check your subsidy →
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Life Insurance

Term, whole life, IUL, and final expense. $500K of 20-year term from $25/month. 14+ carriers compared. Protect your family’s future.

Compare life insurance →
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PPO Plans (Year-Round)

11 PPO plans available any day of the year. Cigna, UHC, First Health networks. No enrollment window. Coverage starts 1st of next month.

See PPO options →
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Supplemental Insurance

Hospital indemnity, critical illness, accident, disability income. Cash benefits paid directly to you. Fill the gaps your major medical doesn’t cover.

Explore supplemental →
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Dental & Vision

Comprehensive dental from $25/month. Vision from $10/month. No waiting periods on preventive. Individual and family plans available.

Get dental & vision →
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Business & Group

Small group, ICHRA, QSEHRA, level-funded, and PEO options for 2–200+ employees. Tax credits up to 50% for small businesses.

Business solutions →
Why FreedInsure

Your Insurance Advisor — Not a Call Center

FreedInsure is a licensed, independent brokerage — not a lead generation site. We don’t sell your information. We don’t transfer you to random agents. You work directly with a licensed advisor who knows your state, your carriers, and your options.

  • 100% free. Carriers and the government pay us — you never pay a cent. Same plans, same prices as Healthcare.gov.
  • Independent. We compare 6+ carriers to find the best plan — not just the one that pays us the most.
  • Licensed in 42 states. NPN 20230457. Verified by NIPR. Real licensure, not a referral network.
  • Year-round support. Coverage questions, claims help, renewal optimization. We’re here after enrollment, not just during it.
  • 10,000+ members enrolled. Real families, real coverage, real results since 2019.
How It Works

Three Steps to Coverage

1

Tell Us About You

Submit the form or call (844) 788-3733. Share your ZIP, household size, and income estimate.

2

We Compare Plans

Licensed advisor compares 6+ carriers, applies your subsidy, and presents the best options.

3

Get Covered

Choose your plan. We handle enrollment same-day. Insurance card arrives within 1–2 weeks.

What Our Members Say

Real People. Real Coverage.

4.9/5 average rating from 10,000+ members.

★★★★★

“I had no idea I qualified for a $0/month plan. FreedInsure saved me $400/month compared to what I was paying on my own. The process took 15 minutes.”

— Maria T., Houston TX
★★★★★

“After losing my job, I thought COBRA was my only option at $1,800/month. FreedInsure found me an ACA plan for $45/month with a lower deductible. Life-changing.”

— James R., Atlanta GA
★★★★★

“Best experience with insurance I’ve ever had. They handled everything — ACA for our family, life insurance for me, dental for the kids. One call, done.”

— Sandra L., Nashville TN
Common Questions

Frequently Asked Questions

Is FreedInsure really free?
Yes, 100% free. The government and carriers compensate brokers when you enroll. You pay nothing for our service. You receive the same plans at the same price as Healthcare.gov plus personalized expert guidance. No hidden fees. No markup.
How is FreedInsure different from Healthcare.gov?
Same plans, same subsidies, same prices — plus a licensed human advisor who compares 6+ carriers, verifies your doctors are in-network, and recommends the plan with the lowest total cost. Healthcare.gov is a self-service tool. FreedInsure is a guided experience.
Can I really get $0/month health insurance?
Yes. Approximately 80% of uninsured Americans qualify for subsidized ACA plans or free Medicaid. Many qualify for $0/month Bronze plans through enhanced premium tax credits. A 60-second subsidy check reveals your actual cost. Check your subsidy →
What states does FreedInsure serve?
42 states. We’re a nationally licensed brokerage (NPN: 20230457) with resident licensure in New York and non-resident licenses across 41 additional jurisdictions. Our largest markets are Texas, Florida, Georgia, Tennessee, and Mississippi.
Can I enroll outside of Open Enrollment?
Yes, in several ways: If you have a qualifying life event (job loss, marriage, baby, turning 26, moving), you have a 60-day Special Enrollment Period for ACA. Year-round PPO plans, short-term medical, supplemental, life, and dental/vision are available any day. Medicaid has no enrollment window. Qualifying events →
What types of insurance does FreedInsure offer?
ACA/Marketplace health insurance, PPO plans, short-term medical, life insurance (term, whole, IUL, final expense), supplemental insurance (hospital indemnity, critical illness, accident, disability income), and dental and vision. We do NOT handle Medicare or Medicaid applications, but we can help determine your eligibility.
How do I get started?
Call (844) 788-3733 or submit the form above. A licensed advisor will check your subsidy eligibility, compare plans from 6+ carriers, and enroll you same-day. The entire process takes 15–30 minutes. You’ll receive your insurance card within 1–2 weeks.

Ready to Get Covered?

$0/month plans available. 6+ carriers compared. Licensed advisor. 15 minutes. Free.

Check My Subsidy →
Or call us directly: (844) 788-3733