Health Insurance That Actually Saves You Money.
Affordable health insurance starts with the savings you qualify for. ACA plans cover pre-existing conditions and 10 essential health benefits, and tax credits still apply for incomes from 100% to 400% of the poverty level. FreedInsure, a licensed broker in 42 states, compares 14+ carriers for you, and every quote is 100% free. Same plans as HealthCare.gov.
Find Your Plan in 30 Seconds
3 quick questions → state-specific plans
Insurance for Every Stage of Life
From ACA Marketplace plans to life insurance and supplemental coverage — one advisor, one call, complete protection.
ACA / Marketplace Plans
Plans from $0/month with subsidies. Pre-existing conditions covered. All 10 essential health benefits. Open Enrollment + Special Enrollment.
Check your subsidy →Life Insurance
Term, whole life, IUL, and final expense. Healthy 30-somethings often see $500K of 20-year term quoted at roughly $25–$40/month. 14+ carriers compared. Protect your family’s future.
Compare life insurance →Private PPO Plans
PPO plans sold outside the ACA Marketplace. You can apply outside Open Enrollment, but approval depends on each plan’s eligibility and underwriting rules, start dates vary, and tax credits don’t apply. If you qualify for a subsidy or have a pre-existing condition, an ACA plan usually wins.
See PPO options →Supplemental Insurance
Hospital indemnity, critical illness, accident, disability income. Cash benefits paid directly to you. Fill the gaps your major medical doesn’t cover.
Explore supplemental →Dental & Vision
Comprehensive dental from $25/month. Vision from $10/month. No waiting periods on preventive. Individual and family plans available.
Get dental & vision →Business & Group
Small group, ICHRA, QSEHRA, level-funded, and PEO options for 2–200+ employees. Tax credits up to 50% for small businesses.
Business solutions →Federal notice for hospital (fixed) indemnity plans: THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.
We’re here long after you enroll.
One dedicated, licensed advisor handles your enrollment — then stays on for claims questions, plan changes, and renewal reviews every year. No phone trees. No handoffs.
Call (844) 788-3733 →Your Insurance Advisor — Not a Call Center
FreedInsure is a licensed, independent brokerage — not a lead generation site. We don’t sell your information. We don’t transfer you to random agents. You work directly with a licensed advisor who knows your state, your carriers, and your options.
- ✓100% free. Insurance carriers pay us — you never pay a cent. Same plans, same prices as Healthcare.gov.
- ✓Independent. We compare 14+ carriers to find the plan that fits your needs and budget.
- ✓Licensed in 42 states. NPN 20230457. Verified by NIPR. Real licensure, not a referral network.
- ✓Year-round support. Coverage questions, claims help, renewal optimization. We’re here after enrollment, not just during it.
- ✓10,000+ members enrolled. Real families, real coverage, real results since 2019.
Three Steps to Coverage
Tell Us About You
Submit the form or call (844) 788-3733. Share your ZIP, household size, and income estimate.
We Compare Plans
Licensed advisor compares 14+ carriers, applies your subsidy, and presents the best options.
Get Covered
Choose your plan. We handle enrollment same-day. Insurance card arrives within 1–2 weeks.
Some people still qualify for a $0/month plan.
The enhanced subsidies expired after 2025, but premium tax credits still apply for incomes from 100% to 400% of the federal poverty level, and some people still pay $0 a month for ACA coverage. A licensed FreedInsure advisor confirms your exact price in about 60 seconds — free, with no obligation.
See If You Qualify →
Licensed in 42 States
Click your state for local plans and pricing. In Washington, DC, ACA plans are sold through DC Health Link; we help DC residents with life and supplemental coverage.
Real People. Real Coverage.
4.9 Google rating. 10,000+ members enrolled.
“I had no idea I qualified for a $0/month plan. FreedInsure saved me $400/month compared to what I was paying on my own. The process took 15 minutes.”
“After losing my job, I thought COBRA was my only option at $1,800/month. FreedInsure found me an ACA plan for $45/month with a lower deductible. Life-changing.”
“Best experience with insurance I’ve ever had. They handled everything — ACA for our family, life insurance for me, dental for the kids. One call, done.”
Frequently Asked Questions
Ready to Get Covered?
$0/month plans for those who qualify. 14+ carriers compared. Licensed advisor. 15 minutes. Free.
Check My Subsidy →